Zorceology

Do you spend more than you currently earn?

So you’ve done a few big fetes, and ‘palanced’ all over town in your two-day-old costume and new shoes, but when you check your bank balance, the account is looking a bit worn down. Or perhaps you got a new turbo, some suspension, rims andtyres, a pair of new seats, or a few crates of Hot Wheels instead. Whatever it is that you like to spend on usually results in carefully measured budgeting, and more often than we’d like to admit, borrowing in the form of credit cards, sou-sou arrangements, bank loans and the like. Usually, when this type of situation arises there are two main solutions– reduce your expenditure and increase your income.

Click on the Bank's Name to go directly to their website for locations and info.

1. Republic Bank
2. RBTT

Most families are looking for ways to save money, and financial consultants by the hundreds feel that they have the money-saving answers. These include everything from home mortgages, home equity loans, and low-interest charge cards to no down payment investment property and borrowing against retirement funds.

In evaluating the numerous suggestions and money saving options, the following are ten ways to save money.